Business Day In-Day Out Savings Account

  • Interest compounded daily

  • Interest calculated by the average daily balance method

  • Interest credited quarterly (February, May, August and November)

  • $200 minimum balance to open

  • $50 minimum balance to open account if under the age of 18 years

  • $2 service charge on accounts when average daily balance falls below $50

  • Maximum of six withdrawals or transfers per calendar month by preauthorized or automatic transfer or telephone order or by check, draft, debit card or similar order to a third party

  • Excessive Withdrawal Fee: $1 for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of 13 during a quarterly statement cycle