Security and Protection
Here at Montrose Savings Bank, we strive to have the best security protection for all our online banking services. If you feel you may have received a phone call, text, or email from Montrose Savings Bank just be sure to ask one of our employees. Montrose Savings Bank will never ask for any personal financial information over the phone, by text or email.
Online Banking Security
Tips to create strong usernames and passwords:
- Create a username that is unique and incorporates special characters and numbers to make it more secure. Also, use a username that you haven’t used on other websites.
- When creating a password make it a minimum of 14 characters. Using a phrase will also help make it more secure if connected to your personal information.
- Make sure to always have your anti-virus, anti-spamware and anti-malware up to date. Browsers and security software need to be up to date as well. This will help prevent your computer from being compromised.
- Change passwords often and avoid using the same password across multiple websites. Make sure to use strong passwords that are a mix of upper and lower case letters, special characters, and numbers.
Tips to keep your information safe:
- Montrose Savings Bank will never contact you via email or text for any personal or account information. Always be aware and never give out personal information to anyone that you don’t know.
- Social Security numbers, account numbers, PIN’s or any login information should not be shared via email or text messages.
- Watch out for phishing emails that look like they are coming from Montrose Savings Bank. If you aren’t sure if an email came from the bank don’t be afraid to call to verify.
- Log out of your online banking session before getting off your computer.
- Completely close out of browsers when ending session.
- Never give out password secrets or share password information.
Fraudulent emails are hard to recognize, so beware of the following:
- An email that asks you to update, confirm or give personal information like social security numbers, usernames, passwords, or account numbers.
- Any email with the sense of urgency to give information and then threaten to close or suspend the account if information is not given.
- An email with bad grammar or several spelling errors.
- If an email does not seem right to you, do not click on any links as this may download unwanted software to your computer or tablet that allows the fraudster to gain access to your personal information or be able to put a virus on your device.
Protecting Your Identity
- Monitor all financial accounts on a regular basis.
- Do not use an unsecured wi-fi if transmitting any personal or financial data.
- When going to a website to make a purchase, make sure to check if it is a https or just http. The https lets you know that the website is a secure one.
- Don’t over share information on social media. To much personal information may allow a fraudster to figure out a password or secret question to gain access to personal or financial information.
- Review your credit at least once a year using Experian, Equifax or TransUnion.