Interest compounded daily

Interest calculated by the average daily balance method

Interest credited quarterly (February, May, August and November)

$200 minimum balance to open

$50 minimum balance to open account if under the age of 18 years

$2 service charge on accounts when average daily balance falls below $50

Maximum of six withdrawals or transfers per calendar month by preauthorized or automatic transfer or telephone order or by check, draft, debit card or similar order to a third party

Excessive Withdrawal Fee: $1 for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of 13 during a quarterly statement cycle